$400,000

1610/1612 1ST STREET, COLUMBUS, NE

Description

SELLER DESIRES TO SELL BOTH UNITS TOGETHER, ALL INFORMATION ON THE MLS IS THE SAME FOR BOTH INDIVIDUAL UNITS. BOTH ARE IN GOOD CONDITION. 1612 IS RENTED FOR $720 AND 1610 FOR $850. BOTH UNITS ARE ON A 30 DAY NOTICE. 1610 HAD A NEW HVAC SYSTEM INSTALLED IN 2019, 1612 HAS THE ORIGINAL HVAC. GARAGES ARE 14X22 WITH FINISHED INTERIORS. UNDERGROUND SPRINKLERS WILL BE DISCONNECTED FROM THE WELL ON THE ADJOINING LOT AT CLOSING. TO BE FUNCTIONAL THEY WOULD HAVE TO HAVE A TIMER AND BE HOOKED TO CITY WATER.

Type: TOWNHOUSE
Beds: 2
Baths: 1
Style: Ranch
Year: 1998
MLS ID: 20240248

Interior

Above Grade: 1042
Below Grade: 0
Main Floor: 1042
Upper Floor: 0
Living Room: 11X21
Dining: 9X10
Kitchen: 9X12
Family:
Master Bedroom: 9X12
Bedroom 2: 9X12
Bedroom 3:
Bedroom 4:
Heat/Cool: Elec Forc Air,Heat Pump
Fireplaces:
Basement: No
Description: Slab
Features: Garage Door Opener,Water Softener Owned,Smoke Detector,Skylight(s)

Exterior

Lot Size: 66X132
Acres:
Roof: Asphalt
Features: Vinyl Siding,Covered Patio,Gutters,Storm Doors
Garage: Attached
Garage Spaces: 1

Other

Status: ACTIVE
Construction: Frame
Brokered By: N/A
Utilities: City Water,City Sewer,Electricity,Cable TV,Telephone
Tax Year: 2023
Taxes: $0

Mapped Property

Mortgage Loan Calculator

Price of Real Estate?:

Down Payment Percent?:

Amount of Loan?:

Enter a "0" (zero) for one unknown value above.

Number of Payments? (#):

Annual Interest Rate?:

Points?:

Annual Property Taxes?:

Annual Insurance?:

Private Mortgage Ins. (PMI)?:

Payment Method?:

Monthly Payment Amount:

Down Payment Amount:

Total Interest:

Total Principal & Interest:

Original Size

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

Don't Miss an Opportunity. Sign up for Email Listing Alerts.

Email Listing Alerts