$135,000

3221 15TH STREET, COLUMBUS, NE

Virtual Tour

Description

Type: DUPLEX
Beds: 2
Baths: 2
Style: 2
Year: 1900
MLS ID: 20240155

Interior

Above Grade: N/A
Below Grade: N/A
Main Floor: N/A
Upper Floor: N/A
Living Room: N/A
Dining: N/A
Kitchen: N/A
Family: N/A
Master Bedroom: N/A
Bedroom 2: N/A
Bedroom 3: N/A
Bedroom 4: N/A
Heat/Cool: N/A
Fireplaces: N/A
Basement: N/A
Description: N/A
Features: N/A

Exterior

Lot Size:
Acres:
Roof:
Features: N/A
Garage: None
Garage Spaces: 0

Other

Status: ACTIVE
Construction:
Brokered By: kwELITE
Utilities: Seperate
Tax Year: 2023
Taxes: $1738.06

Mapped Property

Mortgage Loan Calculator

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Enter a "0" (zero) for one unknown value above.

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Annual Interest Rate?:

Points?:

Annual Property Taxes?:

Annual Insurance?:

Private Mortgage Ins. (PMI)?:

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Original Size

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator