$639,000

32 COTTONWOOD DRIVE, COLUMBUS, NE

Description

FALL IN LOVE AS SOON AS YOU WALK IN THE FRONT DOOR TO BE GREETED W/ AN OPEN CONCEPT, VAULTED CEILINGS WITH WOOD BEAMS, LARGE WINDOWS AND DOUBLE-SIDED FLOOR TO CEILING STONE FIREPLACE. THE BEAUTIFUL OPEN STAIR CASE LEADS TO THE MASTER BEDROOM AND SECOND BEDROOM BOTH FEATURING WALK-IN CLOSETS AND BATHROOMS. THE MAIN FLOOR PROVIDES MORE THAN ENOUGH SPACE, PERFECT FOR EVERYONE. NEWLY REMODELED MAIN LEVEL AND KITCHEN INCLUDES MAPLE CABINETS, DEEP DRAWERS RECESSED LIGHTING, RIDGED QUARTZ COUNTERTOPS, SOFT CLOSE DRAWERS/CABINETS, LARGE (HIDDEN) WALK-IN PANTRY, DOUBLE SINKS AND HIDEAWAY BUTCHER BLOCK ISLAND. THIS KITCHEN IS A CHEF'S PARADISE! ADDITIONAL FEATURES ARE 2 LAUNDRY ROOMS, 4 BEDROOMS (PLUS 2 BONUS ROOMS), 4 BATHROOMS, REAL RIVER ROCK FIREPLACE IN THE BASEMENT ALONG WITH A FULL WET BAR, LARGE TWO-LEVEL DECK WITH GAZEBO, 4 CAR HEATED TANDEM GARAGE AND 2 CAR LOWER WORKSHOP/GARAGE. THIS HOUSE PROVIDES QUIET LAKE LIVING WITH GREAT FISHING AND BOATING OPPORTUNITIES THAT PROVIDE FUN FOR THE WHOLE FAMILY WHICH INCLUDE GREAT FISHING, SWIMMING, & ALL THE PERKS OF THE MAIN LAKE FOR BOATING, TUBING, & SKIING. DEEDED LOT WITH NOTHING LEFT UNDONE! BOTH HOUSE & GARAGE PROVIDE MORE THAN WHAT MEETS THE EYE.

Type: SINGLE FAMILY
Beds: 4
Baths: 4
Style: Ranch
Year: 1978
MLS ID: 20240141

Interior

Above Grade: 2688
Below Grade: 1920
Main Floor: 1920
Upper Floor: 768
Living Room:
Dining:
Kitchen:
Family:
Master Bedroom:
Bedroom 2:
Bedroom 3:
Bedroom 4:
Heat/Cool: Gas Forc Air,Heat Pump,Central Air
Fireplaces: Gas,Three +
Basement: Yes
Description: Full,Walk-Out,Fully Finished
Features: Garage Door Opener,Water Softener Owned,Smoke Detector,Skylight(s),Walk In Closets,Security System,Reverse Osmosis Owned

Exterior

Lot Size: 105X106
Acres:
Roof: Comp/Shingle
Features: Vinyl Siding,Deck,Covered Deck,Storm Windows,Gutters
Garage: Attached
Garage Spaces: 5 or more

Other

Status: ACTIVE
Construction: Frame
Brokered By: EXP REALTY, INC.
Utilities: City Water,City Sewer,Natural Gas,Electricity
Tax Year: 0
Taxes: $9518.92

Mapped Property

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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