$519,900

3704 SE 4TH STREET, COLUMBUS, NE

Description

LOCATED JUST SOUTHEAST OF COLUMBUS, THIS PROPERTY PROVIDES A BLEND OF HOME, THE GREAT OUTDOORS AND POSSIBLE HOME BASED BUSINESS OPPORTUNITIES, ALL IN ONE UNIQUE PROPERTY WITH 3.2 ACRES OF LAND. THE NEATLY UPDATED HOUSE HAS 4 BEDROOMS AND 3 BATHROOMS AND HAS BEEN METICULOUSLY MAINTAINED. IT OFFERS AN OPEN LIVING ROOM, DINING, AND KITCHEN FLOOR PLAN WITH NEW PLANK FLOORING. THE ROOMY KITCHEN FEATURES INCLUDE A BEAUTIFUL CUSTOM QUARTERSAWN OAK CABINETRY A LARGE CENTER ISLAND AND A WALK-IN PANTRY. THE MAIN FLOOR LAUNDRY + CONVENIENT AND AMPLE STORAGE SPACE ARE ADDED BONUSES. THE MASTER SUITE OFFERS HIS AND HER FULL BATHROOMS OR THEY CAN BE SEPARATED FOR GUESTS AND A SPACIOUS WALK-IN CLOSET. UNWIND AND RELAX IN THE SPACIOUS FENCED BACKYARD ON THE INVITING PAVER PATIO WHERE YOU CAN ENJOY PEACEFUL COUNTRY LIVING AND STILL BE JUST MINUTES FROM COLUMBUS. THE HOME HAS A HUGE 30’ X 28’ ATTACHED GARAGE AND THE PROPERTY INCLUDES FOUR OUTBUILDINGS - A PERFECT FIT FOR THE HOBBYIST / CRAFTSMAN. THE MAIN OUTBUILDING IS 60' X 57' WITH 220-VOLT POWER AND 3 OVERHEAD DOORS. THE SECOND OUTBUILDING IS 40‘ X 32’ AND IS INSULATED, WITH THE INTERIOR FINISHED IN METAL & PEGBOARD AND INCLUDES CABINETRY, LED LIGHTING + 2 OVERHEAD DOORS. THE THIRD OUTBUILDING IS 40' X 20' WITH 3 OVERHEAD DOORS. ALSO INCLUDED IS A 14' X 9' UTILITY BUILDING WITH A ROLL UP DOOR, ALONG WITH A FENCED KENNEL AREA. ALL OUTBUILDINGS HAVE CONCRETE FLOORS. A NICE SHELTERBELT, MANY ESTABLISHED LARGE TREES, PERENNIAL PLANTS AND FRUIT TREES GIVE THIS PROPERTY A PARK-LIKE FEEL.

Type: SINGLE FAMILY
Beds: 4
Baths: 3
Style: Ranch
Year: 1982
MLS ID: 20240061

Interior

Above Grade: 1692
Below Grade: 1008
Main Floor: 1692
Upper Floor: 0
Living Room: 21X15
Dining: 11X11
Kitchen: 15X14
Family: 22X12
Master Bedroom: 13X12
Bedroom 2: 11X11
Bedroom 3: 13X11
Bedroom 4: 11X11
Heat/Cool: Heat Pump
Fireplaces: Woodstove
Basement: Yes
Description: Partial,Fully Finished
Features: Garage Door Opener,Water Softener Owned

Exterior

Lot Size: 3.2 ACRES
Acres: 3
Roof: Comp/Shingle
Features: Vinyl Siding,Storage Shed,Patio,Dog Run
Garage: Attached & Detached
Garage Spaces: 5 or more

Other

Status: ACTIVE
Construction: Frame
Brokered By: C.S. NELSON CO.
Utilities: Septic Tank,Well
Tax Year: 2023
Taxes: $2741

Mapped Property

Mortgage Loan Calculator

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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